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Use Case · Finance Ops

Every pay app.
Every waiver.
Every state.

Every pay application needs lien waivers from every sub. Per state, the rules vary. Chasing them is a per-pay-app admin grind that blocks payments. The agent runs the chase.

Stack of pay applications and lien waiver forms on a desk

At a glance

Function
Finance Ops
Phase
On the engagement roadmap
Stack
AP system · JD Edwards E1 · Sub directory

What this Emulator replaces

Replaces

Lien waiver chase

Per-sub, per-pay-app, fully automated

Replaces

Per-state rules

Conditional vs unconditional, progress vs final

Replaces

Payment-blocking risk

Surfacing missing waivers before AP releases

The pinch point

Lien waiver chase.

Per-sub, per-pay-app, fully automated. This is the work that doesn’t scale, and the work the Human Emulator owns end-to-end.

Without Ruh

Per-state rules. Payment-blocking risk.

With Ruh AI

Conditional vs unconditional, progress vs final. Surfacing missing waivers before AP releases.

How it works

Four stages. One Human Emulator.

Sequential stages that run inside your existing tools.

01

PAY APP

Pay app intake

When a pay application lands, the agent identifies every sub on the schedule of values, the jurisdiction, and which waiver type is required (conditional / unconditional, progress / final).

Pay app 8 · 14 subs · CA + NV jurisdictions · 9 progress waivers
02

REQUEST

Sub waiver requests

Sends each sub the correct waiver template for the state and waiver type, pre-filled with their pay app amount and project info. Tracks who has signed and who hasn't.

14 requests sent · 9 signed · 3 pending · 2 escalated
03

VALIDATE

Waiver validation

Validates each signed waiver against state requirements, correct form, signed by the right entity, amount matches the pay app. Rejects and re-requests on mismatch.

1 rejected (wrong form) · re-requested · 13 of 14 valid
04

PACKAGE

AP-ready waiver package

Bundles waivers with the pay application for AP release. Flags any missing or invalid waivers that would block payment. Logs the full chase trail for audit and lender requirements.

Package ready · 1 missing flagged · lender audit log attached
Stack of pay applications and lien waiver forms on a desk

Finance Ops · In Production

Runs inside the customer’s tenant.

See Finance Ops run on your data.

Same Human Emulator, your real workflow, in your tenant.

What changes

Outcomes you can point at.

  • Payment-blocking eliminated

    Pay apps rarely held up by missing waivers.

  • Per-state compliance

    Right form, right type, right jurisdiction, automatically.

  • Less admin grind

    AP team focuses on edge cases, not the chase.

  • Audit-ready trail

    Every request, signature, validation logged.

Runs against

Tools your team already trusts.

AP systemJD Edwards E1Sub directoryState requirements DBOutlookDocuSign

Want these outcomes for your team?

Bring real data. We'll demo on a workflow you actually run.

Ready to see it on your data?

Don't let a waiver block a payment.

Bring last month's pay applications. We'll show you how the chase would run, sub by sub.